Damb, the more I read about owning your own truck, the more discouraged I get. 10K a yr for insurance. Do they want the whole 10k up front or can you make payments? And then, at what point do you start making money?
You can generally get it financed. You will pay more that way though. They want 2-3 payments or 17 - 25 % down and then the balance over 9 - 10 payments.
So if it costs $9,000 expect $1,800 - $2,700 down and about $700 a month. This is, of course, a rough estimate.