How much more for rookie?

Standard coverage is 1 million/100,000 Cargo.
For an experienced driver with a good record, you're looking at 4-6,000 per year depending on where you live. From the bonafide rookies here, we've heard 10-12,000 lately, and a lot had an operating radius of 500 miles (Progressive).

 

Operating radius of 500 miles? Whats the point in that? Sounds like a stupid rule.

 

Companies don't have multiple policies, so that company better be so small it's only one truck. There is a lot of good advice on here about finding smaller companies to work for. Some guys live in states where they don't have a choice, but in OH you should have no problem. Why would you pay a company to let you work there? That doesn't make sense.

 

That's actually a good operating radius depending on where you live. Here in Chicago that would mean I could go to Detroit, Columbus, Louisville, St. Louis, St.. Paul, Des Moines....... Plenty far enough to make $$$ it's not as bad as it sounds unless you live in the middle of say Nebraska or Nevada.

As a UPS driver I doubt you'd even get close to 500 miles away from your terminal.

 

Not usually but I have taken runs to California (Im in Indiana).

But Im not an over the road driver...I thought the OP was talking about an OTR company.

 

He may have been, but to be honest, I have always made more $ by staying regional/local. But some guys just have that OTR bug

 

http://www.thetruckersreport.com/tr...66500-attention-all-rookies-and-wannabes.html

 

Regional has a much lower loss ratio. Many factors for that but top two are knowing the areas/roads you are driving and longer runs will tend to have drivers doing 600+ miles a day (fatigue).