Got a question -Need a answer

Hello

I'm new to the forum but have a question. My husband and I are new owner operators and I'm wondering what his best deal is . He has two offers one is Percent one is mileage . The percent one is 82 percent running under another local guys authority we trust getting loads off of load boards and landstar . The other is as follows

1.14 load & empty
0.41 fuel ( currently )
Paid plate
Paid tolls
Paid scales
0.04 bonus on all miles
0.04 extra on hazmat
0.05 extra to hook a preloaded step deck
250.00 layover ( after 24 hours )
Paid permits
Practical Miles paid ( hazmat off hub cause routed )
30.00 to cross border ( 30.00 to come back )
Dock pay after 2-3 hours ( its not much though )

I think he should probably go the company route as I listed above . It is 90 percent van but they do have some step decks but no tarp etc . He wants to run the percent deal which in a perfect world I admit looks good but I just feel the company deal seems safer to me . Not sure if I'm holding him back or being smart because best I can tell we're looking at 1.55-1.59 average plus bonus . And I've looked at the boards I see good rates and bad ones but as I see the deadhead sometimes can be 50-100 miles which I calculate as a cost and can sometimes see us going at 1.50 or less and some being 1.80 or more . Don't want to hold him back but don't want to make a crazy decision either . For clarification I do trust the local person with authority and he is willing to let us use his 1999 dry van trailer included in the 82 percent . We just pay insurances and maintenance on the trailer which the insurance is around 75.00 a week I think that's trailer and cargo . We will be paid Weekly on company job and 7-10 days on percent . Oh the 82 percent deal also includes a factor fee through a factoring company to get the 7-10 day pay sometimes I'm told faster I'm not sure but the fee is included in the 82 percent .

Advise welcomed

 

Cause that's the deal I was offered . I am welcomed to suggestions that why I posted this . The cargo insurance is on the percent deal . The company lease deal with the figures I posted the cargo is covered by the company .

It's two separate deals . One is Percentage one is mileage and it's two separate companies