Current Interest Rates

615 isn't that great. Call CAG and get preapproved. Having you're own financing in place is the way to go, as you can use that for leverage to have the dealer beat it.

 

CAG?


I have a 680 and climbing now that I just paid off $3500 in past due medical crap.

 

CAG truck finance. Better rates than the mob, but they are going to make some money off you. Better than nothing, though, and best case is the dealer beats the rate so they can get the origination fee to add into their profit.

 

freightliner is running a special this month 4.25% and going up to 5% next month heres a number to l.a. freightliner 562-447-1240 btw start ups also qualify for this rate with 10 to 15% down good luck

 

Is your FICO based on all 3 credit boroughs or just 1? 720 & up is considered good. Wait 6 months and use your card for everything and pay it off at the end of the month. Don't apply for any more loans until you are ready to buy, it will lower your score. Remember the score only gets you looked at, other factors come into play. Length in business, available vs. used credit, loan to value, on time payments, ect.. When you are ready to buy you will pay a higher rate on a $30k truck than you will on a brand new one. So for a $30k truck I would save and pay cash. If your trying to build business credit open a CD & barrow against it.

 

Umm, you aren't going to be able to have a pre-emmission truck if you drive it in Cali. My 1999 engine is currently banned. Lucky for me, I haven't been there since 2001.

 

Deleted since I read it wrong.