Hey, anyone using OOIDA for insurance. Time to renew and thought about getting a quote from them. We're happy with our current provider but around renewal time they take up to the last minute to get the notice to us. I think matbe it's a tactic to prevent us from having too much time to shop around. One important question of would have of anyone using OOIDA is how fast are they on providing cert. holder to brokers. Right now our current provider is pretty good at getting those out during normal business hours. They even sent us a list at the begining of the contract year asking which brokers they should send the new policy too. We've never had a claim since opening shop in 2005. We currently carry 150k in cargo but are thinking of increasing to 250k. Any opinions would be greatly appriciated.