Truck Financing Questions ?

It depends on your credit history, but yes. Even rougher credit can get bought with less money down these days. Just make sure no-one is trying to sell you their junk and shove it down your throat. There are good older pieces out there, ya just have to sift through the clearance rack until you find the one that fits.

If your credit is fine you have nothing to worry about. If it's a bit tougher, shoot me a PM and I'll send you a few leads to help you out so the dealer can't knock you over the head too hard.

I would love to help you if I could, but I have been out awaiting surgery for the past 6 weeks and I just don't trust anyone with my client but me. So, I will help you where I can with who I can, let me know where you are located and I can send you to a good dealer that I KNOW will take care of you.

 

Not sure if there is really to much of a catch as long as you qualify for it. Keep in mind your position in the truck if you decide to trade it down the road. With 0 cash down have have nothing buying down the principle of the loan. It will lose value, fast. I would definitely recommend having GAP protection.

 

Being a former Marine myself, I always go the extra special effort for our military. The biggest problem I have seen with this situation is the simple fact that this will be a start up company. There are not to many lenders out there willing to give start ups a shot with a good rate and terms. I would recommend dealing with a lender that you already have a relationship with. I feel that will be your best bet. A lot of other lenders will be looking for tons of cash down and high rates.

Semper Fi.

 

And they probably won't know. Your in a tough situation and have some things to consider. Will your ex sign off on the title? Do you have any equity in the truck? Honestly the best and easiest course of action is for you to trade the truck in. I get many calls about this same situation and trading it is the best option.