Seriously... Credit checking, prior to employment?

some companies pull your credit becuase they don't want to deall with your inability to pay your debt.

in other words. they don't want to deal with your garnishments.

 

as more and more people flock to trucking as the answer, the cherry picking will continue from companies.

 

may be a customer's requirement for some loads....we do a lot of high value loads and i'm sure some of those customers would just see it as the prudent thing to do given the value of what's in the trailer.

and it may also be the insurance comany's requirement as well....speaking as someone who once DID ruin his credit, and had to take that long torturous road back to a near perfect score, the way you manage your finances is considered a measure of your character and the type of person you are.....right or wrong, that's just the way it is.

someone with a poor credit score could be considered a risk as far a transporting high value shipments given their 'on paper' financial situation.

 

Also, the driver may be stressed about it. One company I worked for was worried about theft if they hired people with bad credit.

 

My previous employer checks your credit before hire. If you have bad credit they will not hire you. I was told that they don't want to hire someone who can't manage their own finances. I didn't believe it was fair until I saw why it was implemented in the first place, and now it makes sense as to why they would do it.

My company didn't check my credit, my previous employer did. It depends on who it is I suppose.

Ethan

 

What if you don't have any credit?

 

Then you should be fine. I believe they mainly look to see if you have bad credit.

Ethan

 

I wouldn't worry too much about it. If they really need you, they will "overlook" it. Otherwise, move to Chicago. Us here, we don't look at your credit, but your performance and safety is the key.