Health Insurance ?

Discussion in 'Experienced Truckers' Advice' started by Mev, Dec 27, 2013.

  1. ncmickey

    ncmickey Road Train Member

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    Jun 21, 2013
    Durham NC
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    Been paying for my own insurance for years...but not as a trucker. It's been going up every year. $250 a mo. 8 years ago, 450 a mo. this year. Signed up for ACA and it went down to $259 a mo. for next year. $20 copay.... Thanks Obama!!
     
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  3. Mrh2008

    Mrh2008 Road Train Member

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    May 25, 2012
    Mesa, AZ
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    I have insurance for myself and both kids. $53 a week!
     
  4. Scott72

    Scott72 Road Train Member

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    Apr 7, 2013
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    I work for a mega. They offer pretty solid insurance. I don't need it because I'm on my wife's, but for around $450/month, I could have their best plan with a small deductible, and that's family.
     
  5. 123456

    123456 Road Train Member

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    Curious

    as to how many of these policies

    are compliant with Big Brothers requirements ??

    :biggrin_25517::biggrin_25517::biggrin_25522::biggrin_25513::biggrin_25521::biggrin_2555::biggrin_2553::Baby carriage::Traffic lights::Gas::NATO::NATO:
     
  6. TroyD

    TroyD Light Load Member

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    Nov 16, 2013
    Grand Rapids, MI
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    Yea its not a bad deal. Co-pays are low as well.
     
  7. Y2K

    Y2K Road Train Member

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    Jul 21, 2009
    Yacolt,WA
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    I have it for myself and the wife, almost $600 month with a $5000 deductible per person.
    The company will reimburse costs above $2000 per person spent on the deductible up to $3000 to meet the $5K
    I hate spending that much but we are both in out late 50's and have a big mortgage on a new home so it's a necessary evil the way I see it.
     
  8. david123abc

    david123abc Heavy Load Member

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    Feb 2, 2011
    Augusta, GA
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    $70/week for myself and the wife. BCBS ppo. After not having insurance and needing surgery when I was 20, I will say you cannot underestimate (maybe overestimate is the proper word there) the value of insurance.
     
  9. Cat sdp

    Cat sdp . .

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    Orion's Belt
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    Mine is, seems to be seamless so far. Even thou the policy is a good one the price sucks.... But being a group of one... Bla bla bla.
     
    123456 Thanks this.
  10. camaro68

    camaro68 Medium Load Member

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    Dec 17, 2011
    Tennessee
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    How much is your deductible?
     
  11. Ridgeline

    Ridgeline Road Train Member

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    Dec 18, 2011
    Michigan
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    Just an FYI

    If you are blaming BCBS for the increase in rates since 2010, it is not their fault, they are covering the up and coming taxes and fees that they will have to pay in 2014 and 2015.

    On top of that, there is talk of a complete elmination of individuals being covered by a spouses insurance as early as second quarter 2014, this would mean that those who have their plans and are happy with the care, will have to go and get their own even if they have a family plan.
     
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