My experiences with Lone Mountain

how much down? How much total for truck?

 

for mine it was $3.500 down, 44 payments of $1,150 total of $54,100

 

can anyone give me information on Lone mountain? I wish I could say i had good credit but I don't... my credit score is probably around 550.... which I know stinks..... do they work with bad credit or as long as I have money for the down payment do they work with you? I hope if I get a truck I can lease on to mercer. any information would be appreciated

 

go to lonemountain.com

 

To get your credit up, pay your bills before the due date for one year. My credit score is around 800.

 

can someone tell me what UPFRONT money is needed other than down payment. I've been reading that u have to get insurance on it (I'm assuming physical damage incase of an accident etc). is there anything else? do they give a temp tag to get home with the truck?

 

yep you will need around 200 to 250 to get physical damge begun, you can get a temp and I reccommen 300 or so for a dyno and independent inspection

 

there's a lot more factors involved. and since we know nothing about his credit history.
there's only 3 categories that can help credit. (mtg, auto, credit cards) yet everything else keep it down. for any type of debt.

for 7 years i was using truecredit.com. now i'm looking for a different sight. as the price has gone up and the sight has gotten to be a joke. they now charge for 3 bureaus but you only get 2.

have a line of credit cards. if you can't get credit. try the secured way with a savings account to back it up. after 2 years you get your money back and the card becomes unsecured. having zero balance on a card gives you the biggest boost on score. having it maxed out will drop it like a mountain.

i have 3 cards. when they're maxed out. my score is 500. when they're zeroed out. my score passes 700.

2 years ago, i paid off all my debt. i saw maybe 10 point improvement. but i only had 7g in debt.

 

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Length of accounts is another big factor in score. So many things come into play.