Dont understand Per Diem....

Yea that's what it said on my last earnings statement, which was right before they quit mailing them out but they have started back mailing them out now.

 

You pay into it yourself as much as you want.

If you withdraw before retirement age then you must pay the tax on the gains.

I bank at US Bank and they have some good ones to go with. When the market crashed a few years ago mine actually made money.

 

Yes you can... Figure out your daily for the year for the amount of time you were out. Then subtract what the Company claimed. The difference you can still claim as the company will never match or exceed your daily rate. They exceed, they are dropped out of the program.

 

Yea that is true. Again I didn't clarify. The difference was never enough for me to bother with because I didn't have anything to go with it to claim. Don't have many deductions at all anymore since everything is paid off. You have to give them the first 2% of deductions and then a percent of the road expense too so I never bothered with it while I was on the road. Im retired now so don't have it anyway.