Applications for financing

One last question here as I wind down my whole "search." I have a rig that I like from lone mountain, but I also have a couple cheaper rigs that I'd like to try and get financed for as well. Should I apply to the dealer, my banks, and lone mountain? Is every time they look I to my credit going to put a ding on it? If I can do a one stop for sure financing that would be preferable, but my bank is a credit union or usaa, and if I read right credit unions aren't huge fans of commercial loans. Usaa I'm not too sure about either way, and lone mountain, I'm pretty sure I could get the okay, just need my application to the company I want to go through for the "intent to lease" papers. Any help would be much appreciated, or if there's already a thread, direction would be appreciated as well. Thanks guys!



Sometimes I feel pretty dumb for asking so many questions, but failure isn't a friend of mine.

 

My credit is pretty clean. No bankruptcy, I only have about $5k in debt which I could pay off, but I like to keep some sort of payment going. No credit cards, but I've read that I should have one cause like you said, a paid off credit card looks great on your credit. My credit score blows, and I don't really know why, but I've paid everything, no collections, all payments are on time and such. Who knows.

I like the idea of asking around. I didn't really think about that, but that's what I did with my car too. Things tend to slip my mind easily I guess.