Disability insurance

Discussion in 'Ask An Owner Operator' started by murat, Apr 16, 2015.

  1. Apr 16, 2015 #1
    murat

    murat Light Load Member

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    Jul 21, 2009
    nebraska
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    Anyone know of a good company for disability insurance.The company I'm looking into requires you have it or workman's comp.I received one quote for $325.00 a month,thought that was a little high.
     
    murat, Apr 16, 2015
    murat, Apr 16, 2015
    #1
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  3. Apr 17, 2015 #2
    glockwise

    glockwise Light Load Member

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    Seems very high. Assuming you're a 1 person show...does NE require comp for the company owner? Comp varies by state and I do not have experience in your state...but around here you can by an annual comp for an owner for $750 a year and if there are no claims you get $450 back.

    I don't carry comp, I have a personal policy that covers me on or off the job, short term, long term, partial and full disability. $8k/month cap. I pay just under $150/month. I got it through my insurance agent.
     
    glockwise, Apr 17, 2015
    glockwise, Apr 17, 2015
    #2
  4. Apr 29, 2015 #3
    murat

    murat Light Load Member

    217
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    Jul 21, 2009
    nebraska
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    Thanks,Im having my agent do some rechecking, everybody seems to agree with you that it sounds high,plus they want a complete medical exam with blood work done.What company did you go with?
     
    murat, Apr 29, 2015
    murat, Apr 29, 2015
    #3
  5. Apr 29, 2015 #4
    fortycalglock

    fortycalglock Road Train Member

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    Tourist Town, FL
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    Are you sure they aren't requiring Occupational Accident insurance in lieu of Workers Comp? That's typically what most companies require when you lease to them. They run around $150 a month for million dollar policies.
     
    fortycalglock, Apr 29, 2015
    fortycalglock, Apr 29, 2015
    #4
  7. Apr 29, 2015 #5
    KAK

    KAK Medium Load Member

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    Ne
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    This will satisfy MOST companies. Great West just changed their plan to the best they offer for $170 ish
     
    KAK, Apr 29, 2015
    KAK, Apr 29, 2015
    #5
  8. Apr 29, 2015 #6
    Long FLD

    Long FLD Road Train Member

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    Mar 4, 2015
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    I have occupational accident insurance through OOIDA for $130 a month. They have 3 different coverage levels
     
    Long FLD, Apr 29, 2015
    Long FLD, Apr 29, 2015
    #6
    murat Thanks this.
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