Accident Insurance Question

Discussion in 'Ask An Owner Operator' started by Serb, Feb 25, 2016.

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  1. Feb 25, 2016 #1
    Serb

    Serb Bobtail Member

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    Feb 25, 2016
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    .
     
    Last edited: Feb 26, 2016
    Serb, Feb 25, 2016
    Serb, Feb 25, 2016
    #1
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  3. Feb 25, 2016 #2
    sliver

    sliver Light Load Member

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    Feb 17, 2015
    idaho
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    Wow!!!
     
    sliver, Feb 25, 2016
    sliver, Feb 25, 2016
    #2
    Tropsnart and jbatmick Thank this.
  4. Feb 25, 2016 #3
    javelinjeff

    javelinjeff Medium Load Member

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    Aug 30, 2007
    victorville,ca
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    You are SOL,,no physical damage coverage means you have to pay out of pocket to fix/replace
     
    javelinjeff, Feb 25, 2016
    javelinjeff, Feb 25, 2016
    #3
  5. Feb 25, 2016 #4
    Serb

    Serb Bobtail Member

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    Feb 25, 2016
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    I know, I messed up. But my question is basically who will pay for the truck and trailer if not insured? My company or me?
     
    Serb, Feb 25, 2016
    Serb, Feb 25, 2016
    #4
  7. Feb 25, 2016 #5
    Serb

    Serb Bobtail Member

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    Feb 25, 2016
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    So my bank won't go after my company for any payment, why just me?
     
    Serb, Feb 25, 2016
    Serb, Feb 25, 2016
    #5
  8. Feb 25, 2016 #6
    tucker

    tucker Road Train Member

    12,647
    40,425
    Jun 13, 2008
    IN
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    Let's see a picture of the rolled truck
     
    tucker, Feb 25, 2016
    tucker, Feb 25, 2016
    #6
  9. Feb 25, 2016 #7
    Serb

    Serb Bobtail Member

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    Feb 25, 2016
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    Here it is
     

    Attached Files:

    Serb, Feb 25, 2016
    Serb, Feb 25, 2016
    #7
    tucker Thanks this.
  10. Feb 25, 2016 #8
    Rex012

    Rex012 Light Load Member

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    Apr 12, 2014
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    The loan is under your name so they will go after you. Plus you didn't have insurance to cover the truck so they go after you forsure
     
    Rex012, Feb 25, 2016
    Rex012, Feb 25, 2016
    #8
  11. Feb 25, 2016 #9
    Serb

    Serb Bobtail Member

    8
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    Feb 25, 2016
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    I really messed this up..
     
    Serb, Feb 25, 2016
    Serb, Feb 25, 2016
    #9
  12. Feb 25, 2016 #10
    Serb

    Serb Bobtail Member

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    Feb 25, 2016
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    But my company has general liabiity & cargo insurance
     
    Serb, Feb 25, 2016
    Serb, Feb 25, 2016
    #10
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