Curious about permit and insurance cost

First thing you need to find out is what the company you want to work for requires and if they provide anything or help you get compliant.

You need to learn better research skills if you are thinking about getting a truck. There are company's out there that help with getting you up and running but they are expensive and don't cover everything. If you are on a budget it is research and phone calls and asking the places that provide licensing, permits and drug testing etc....

You can do everything yourself with no cost other than the registrations and insurance.

Call progressive and get a quote they seem to have the best rates for new folks. If you think they are high get a quote from ooida or some other truck insurance company and b you will see how inexpensive they are.

 

$600-$800 per month insurance

 

progressive just quoted me 1500. a month

 

You never been insured that's why. Go to a smaller insurance broker. They can give you half the rate

 

13k for the year first time O/O

 

Call me crazy, but isn't picking up the phone and calling them yourself kinda the definition of "doing some research"? Especially since you said "the price of insurance is different for everyone" in the very next breath. Like ????

 

If you are leasing on to them, the only insurance you'll need is bobtail which is typically less than $50 a month. If you want physical damage on your tractor, it's roughly around 4% of the truck value per year. 10,000x.04/12 is roughly $33 a month per 10,000. Some companies require occupational accident insurance which is roughly $150, where some require actual workers comp instead, which varies state to state.