Lease drivers, what do you do for health insurance?

4 years ago prime offered insurancestors to the lease ops it was expensive but at least they offered it then obummercare came to be and they stopped offering it because it didn't meet the requirements , they do have someone to help lease ops shop for health insurance though

 

Check Cardinal/Greatwide; they have a couple of TN terminals and one is in Goodlettsville.
I went through their orientation a few years ago, but don't remember what was said about health insurance. Didn't take the job because I decided to go tankers.

 

Not usually. As a lease operator you are considered a contractor and are not an employee.

 

Looking for info on RTI.....anyone?

 

when I comes to leasing>" You are not a Driver"

 

I am an owner operator and have purchased Obamacare Superior health plan for $56 a month family of 3. $1 dr. Visit/ $5 specialist. $500 yearly deductable for in hospital stay. Humana was around $125 a month, $10/$50 visits so I changed to try the cheaper plan. So far I like this plan.

 

Three things:

1). You're lying?
2). You made very, very, very little money?
3). You skirted the system, and found a way to report very, very, very little money?

ObamaCare is based on income. At $22.00 an hour for a 40 hour week, I was paying $100.00 a week for the wife and I. Had a $3,000.00 deductible per person, per year. Can't remember how expensive everything else was (Doctor visit co-pay, prescriptions, etc....) because we never used the insurance. I only had the insurance so I wouldn't get raped at tax time.

 

I am not lieing. If you didn't already know most truck lease operators make very like money. I just got a $18,000 bill from freightliner service department with only about $12,000 left to pay off the truck. Now I'm beginning a new 7 year lease paying over $800 a week for a lease payment and insurance. I will be glad to post my tax forms online for you to. I file through software H&R Block and Turbo tax. I just give the software the info it asks for.

 

You are paid by the hour and I get paid by truck expenses. You have a set hourly rate and I have a rate based on luck.