truck financing

Build a second completely isolated bank account totally different credit union away from your main house paying bills and such regular mother lode account.


That way you can put in just enough money to maintain payments and not one penny more into that isolated account for the lending company to autodraft from. DO. NOT. I repeat do NOT give the lending company the main checking account on which you pay all of your usual bills, kids, wife, house etc. The lending company has a risk of royally effing up everything should they hit you with a really large draft demand.

 

Is it required that you own a house to get truck finance?

 

Huh? That's ridiculous. Financing a truck is no different than financing anything else. Just need good credit history and down payment.

 

Doesn't landstar require e logs so they pretty much have a 2000+ requirement?

 

There were electronic engines before 2000. There are no trucks after '99 set up for mechanical engines

 

You realize Werner has been on elogs since 1998, right? My old 1993 DDEC3 Detroit would work with them.

 

Wow did not know that tbh. Jus assumed cause of the regs that pre 2000 don't have elog capability. Good thing I'm north of the border and don't have to see a Werner too often lol.