Insurance in 2018

Discussion in 'Ask An Owner Operator' started by BobNWe, Feb 5, 2018.

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  1. Feb 6, 2018 #11
    BobNWe

    BobNWe Light Load Member

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    Dry van general freight 5yrs around with 14 years exp.
     
    BobNWe, Feb 6, 2018
    BobNWe, Feb 6, 2018
    #11
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  3. Feb 6, 2018 #12
    BobNWe

    BobNWe Light Load Member

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    2005 Kenworth 98 van low physical damage. I'm telling you it's allot higher in these areas.
     
    BobNWe, Feb 6, 2018
    BobNWe, Feb 6, 2018
    #12
    Justrucking2 Thanks this.
  4. Feb 6, 2018 #13
    Justrucking2

    Justrucking2 Road Train Member

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    What state? And do you have family in say a better area or a yard in a better area that you could use as a mail drop?
     
    Justrucking2, Feb 6, 2018
    Justrucking2, Feb 6, 2018
    #13
  5. Feb 6, 2018 #14
    Justrucking2

    Justrucking2 Road Train Member

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    Also, how is your business set up? Sole proprietor, LLC of S corp? That will make a difference in insurance costs too.
     
    Justrucking2, Feb 6, 2018
    Justrucking2, Feb 6, 2018
    #14
  7. Feb 6, 2018 #15
    BobNWe

    BobNWe Light Load Member

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    Man that's wishful thinking. I want to move to Oklahoma but my wife says no. Im guessing Jody live close.
     
    BobNWe, Feb 6, 2018
    BobNWe, Feb 6, 2018
    #15
    whoopNride Thanks this.
  8. Feb 6, 2018 #16
    BobNWe

    BobNWe Light Load Member

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    I was s Corp now I'm sole pro
     
    BobNWe, Feb 6, 2018
    BobNWe, Feb 6, 2018
    #16
  9. Feb 6, 2018 #17
    Justrucking2

    Justrucking2 Road Train Member

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    Is Jody in a better area than where you are insurance wise? And where do you park your truck and trailer? Do you pay to park it somewhere or at the house?
     
    Justrucking2, Feb 6, 2018
    Justrucking2, Feb 6, 2018
    #17
    BobNWe Thanks this.
  10. Feb 6, 2018 #18
    Justrucking2

    Justrucking2 Road Train Member

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    You need to set up at the very least an LLC, that will take some of the liability off the table. It is easy to do, do you have a federal tax ID? Do you use your social security number to file your taxes?
     
    Justrucking2, Feb 6, 2018
    Justrucking2, Feb 6, 2018
    #18
  11. Feb 6, 2018 #19
    BobNWe

    BobNWe Light Load Member

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    Changing address is the only other
    I park it here i don't pay to park. Jody must be in Atlanta too if she refuse to move elsewhere.

    The only solution i have come up with was changing addresses so i was trying to get some prices for other states.
     
    BobNWe, Feb 6, 2018
    BobNWe, Feb 6, 2018
    #19
  12. Feb 6, 2018 #20
    BobNWe

    BobNWe Light Load Member

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    I'm not setting up a llc that's not a solution. The new entrant insurance increase alone will kill me.
     
    BobNWe, Feb 6, 2018
    BobNWe, Feb 6, 2018
    #20
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