Chat mobility

Hey everyone I'm looking for some advice. I live in southwest Iowa and use a small local cell phone carrier that uses Verizon towers. Back in October I switched to an unlimited data plan and was forced to get a new phone. I had an s7 and wanted to use the insurance to replace it since I only had a few months tell it was paid off and got pushed into getting a new phone. So everything was great in the world for a few months tell I got a call on the 14th of February from the phone company saying that due to me using 33 gigs of roaming data that I would have to switch the next day to a 8 gig plan that shuts off. I tried speaking with a supervisor about it and was basically told to either pay 750 dollars on this phone to get out of my contract that no other carrier will let me use (I only called Verizon actually) or get over it and deal with 8 gigs of data. So if you were in my situation what would you do? My credit already sucks and I own my home but I do want to buy a new pick up next year so I don't really want to be hounded by a collection agency forever over it.

 

Basically they told me I had to use at least 50% of my data in network. Their network is basically limited to southwest Iowa. The company is called chat mobility. It's a small company that uses their own towers and Verizon towers. I like them because their a lot cheaper then Verizon and actually have good customer service. I got a call telling me that I used 33 gigs of roaming data which they have to pay the fees for and was told I have to switch to an 8 gig plan that shuts off. I then told them that I would be switching companies and they refused to take my phone back and Verizon won't let me use this phone. So basically I was told either pay the 750ish I owe on this phone or deal with it. Paying the phone off wouldn't be a big deal but since I can't use it anywhere else it essentially become a 750 dollar ipod/calculator.