Road test in doubles? New driver.

Discussion in 'Experienced Truckers' Advice' started by coastietruckin', Apr 5, 2018.

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  1. Apr 12, 2018 #41
    Lav-25

    Lav-25 Medium Load Member

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    Congrats!!!
     
    Lav-25, Apr 12, 2018
    Lav-25, Apr 12, 2018
    #41
    coastietruckin' Thanks this.
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  3. Apr 12, 2018 #42
    coastietruckin'

    coastietruckin' Light Load Member

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    Thank you!
     
    coastietruckin', Apr 12, 2018
    coastietruckin', Apr 12, 2018
    #42
  4. Apr 12, 2018 #43
    MACK E-6

    MACK E-6 Moderator Staff Member

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    Well done, sir.
     
    MACK E-6, Apr 12, 2018
    MACK E-6, Apr 12, 2018
    #43
    coastietruckin' Thanks this.
  5. Apr 13, 2018 #44
    coastietruckin'

    coastietruckin' Light Load Member

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    Thank ya, Mack!
     
    coastietruckin', Apr 13, 2018
    coastietruckin', Apr 13, 2018
    #44
    MACK E-6 Thanks this.
  7. Apr 13, 2018 #45
    sdaniel

    sdaniel Road Train Member

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    Where ever you end up , save . Do not count on a pension. Google Central States Pension Fund . Will be out of cash in 10 years , this after the "fix". If it's there when you retire great , but if you prepare and it's not there , you are still ok.
     
    sdaniel, Apr 13, 2018
    sdaniel, Apr 13, 2018
    #45
    coastietruckin' Thanks this.
  8. Apr 13, 2018 #46
    coastietruckin'

    coastietruckin' Light Load Member

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    Sadly, that's the truth. Whether the pension funds are 'mis-managed' or the market goes belly-up and wipes out the investments. I appreciate the advice. I just started my Roth last year (wish I had started it when I turned 18), and I'll def be contributing to my 401k. If I stay in NJ, I'll have my house paid off by the time I'm 50, so I'll have a good solid 10 years of hopefully high earnings to save and invest leading up to my retirement in my mid-60s. Who knows, maybe I'll buy a duplex or two also just to have the rental income coming in. You're def right, in today's world, you can not rely on anyone but yourself for your financial well-being.
     
    coastietruckin', Apr 13, 2018
    coastietruckin', Apr 13, 2018
    #46
    Sho Nuff Thanks this.
  9. Apr 13, 2018 #47
    Sho Nuff

    Sho Nuff Road Train Member

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    UPS has been out of the CSPF plan for WELL over 10 years. They have their own seperate plan called the UPS/IBT pension plan.....

    UPS/IBT Full-Time Employee Pension Plan - Q&A

    There's two 401k plans. One for Non Union members (such as management) and one Union members. 401k for Union members I THINK is more of a ROTH plan, no matching rate...whereas Non Union does have one.

    Company stock options...you'll get about a 5% discount...but stocks are iffy at best. It seems like whenever Amazon makes an announcement...stocks tend to drop temporarily. But UPS isn't going nowhere. They're just getting bigger and bigger due to E-commerce.
     
    Sho Nuff, Apr 13, 2018
    Sho Nuff, Apr 13, 2018
    #47
    coastietruckin' Thanks this.
  10. Apr 13, 2018 #48
    sdaniel

    sdaniel Road Train Member

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    Mine was a general statement , but never put all your eggs in one basket .
     
    sdaniel, Apr 13, 2018
    sdaniel, Apr 13, 2018
    #48
    Sho Nuff and coastietruckin' Thank this.
  11. Apr 13, 2018 #49
    Wargames

    Wargames Captain Crusty

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    what are pivot points
     
    Wargames, Apr 13, 2018
    Wargames, Apr 13, 2018
    #49
  12. Apr 13, 2018 #50
    sdaniel

    sdaniel Road Train Member

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    Fifth wheels , pintle hooks , center of a axle group , the steer axle , and any place the vehicle can pivot .
     
    sdaniel, Apr 13, 2018
    sdaniel, Apr 13, 2018
    #50
    Lav-25 Thanks this.
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