Revoked MC Authority

Discussion in 'Ask An Owner Operator' started by Hedswd, Oct 1, 2018.

  1. Hedswd

    Hedswd Bobtail Member

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    My MC authority was revoked because my insurance carrier incorrectly reported that my insurance was cancelled. The insurance corrected their mistake but I lost a week of work because of the insurance company’s wrong doing. It took one week for my authority to be restored. I’ve asked for the insurance to pay me for the week I lost. They want my financials from the last year. I am not asking for the year for my lost wages just the one week. I gave the evidence of my lost wages and trips I would have taken but the insurance won’t accept without my financials. What should I do?
     
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  3. KB3MMX

    KB3MMX Road Train Member

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    Well, you can file Suit pretty easy in PA.

    I'm not sure how easy it is in your state.

    If I did that I would also seek additional damages.
     
  4. HopeOverMope

    HopeOverMope Road Train Member

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    They probably want a year to divide that by 52. To show an estimate weekly income. Not just the best week u did recently. I would do what they asked, collect your money and move on.
     
  5. Ridgeline

    Ridgeline Road Train Member

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    You may not get far, read your insurance contract, they may have non-hold reasonable clause in it.
     
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  6. Midwest Trucker

    Midwest Trucker Road Train Member

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    Give them this years Jan1 through now as precedent. Unfortunately the bad news is you gotta stay on top of this stuff and correct it before it can cause your insurance to be revoked. Sucks holding hands but when your livelihood is on the line it’s a must.

    Chock it up to an expensive lesson learned. You’ll likely have a lot of those as time goes along and you remain in trucking.
     
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  7. TallJoe

    TallJoe Road Train Member

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    If it was revoked, does it mean that the op will be listed a new carrier again, after the reinstatement?
     
  8. xsetra

    xsetra Road Train Member

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    No.
     
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  9. GreenPete359

    GreenPete359 Road Train Member

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    No, i had had a similar fubar. Everything goes back to normal, but he’s not being 100% honest. It takes more than a week, the goverment doesn’t move that fast. You also get a warning letter in the mail prior to them suspending it.
     
  10. xsetra

    xsetra Road Train Member

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    The insurance company will take you years income divide it by 52 and offer you that amount for compensation.

    I doubt they will pay you the actual amount for the loads you had scheduled, unless you sue them.

    The money and time spent in a trial case, you lose no matter what the outcome.

    Good luck.
     
  11. 86scotty

    86scotty Road Train Member

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    @greenpete, Let's not hang the OP so quickly. Think about it. We're out of town all the time. Sometimes, even with a wife or family at home, mail gets overlooked. This happened to me TWICE with the DOT in my first few months on the road. I didn't actually ever get cancelled but I got cancellation notices because the autopay didn't get started on my insurance after I set it up. I got warnings and notices from the DOT that my wife didn't completely read. I couldn't say anything because she didn't sign up to be a secretary. I thought everything was going fine.

    Not a big deal if you get it smoothed out.
     
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