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Commercial insurance in California

Discussion in 'Expediter and Hot Shot Trucking Forum' started by procharged392, Nov 29, 2019.

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  1. Nov 29, 2019 #1
    procharged392

    procharged392 Bobtail Member

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    Mar 7, 2019
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    First of all I hope everyone had a great Thanksgiving! For those on the road, thank you for your hard work. I’ve been looking for insurance and this is the cheapest I’ve found. Months and months of calling and emailing. My current employer does not appreciate my hard work so can’t wait to give them the bird. I’m hoping to start the new year, new owner operator with less than 2 months with a CDL and clean record. I’m wondering if general liability is required?

    91524EBB-CE52-4019-8948-75D473122E1F.jpeg
     
    Last edited: Nov 29, 2019
    procharged392, Nov 29, 2019
    procharged392, Nov 29, 2019
    #1
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  3. Nov 29, 2019 #2
    Chinatown

    Chinatown Road Train Member

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    Henderson, NV & Orient
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    Chinatown, Nov 29, 2019
    Chinatown, Nov 29, 2019
    #2
  4. Nov 30, 2019 #3
    mover man

    mover man Road Train Member

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    Feb 21, 2010
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    MUDDA FUDDA $15,531.70 And no umbrella or gen liability??!! Your a better man than me, with 2 months experience. I would be just trying to find an employer who did appreciate me. Or a company to lease onto.
     
    mover man, Nov 30, 2019
    mover man, Nov 30, 2019
    #3
    Lite bug and Diesel Dave Thank this.
  5. Nov 30, 2019 #4
    Sharky88

    Sharky88 Heavy Load Member

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    Sep 25, 2013
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    You are no where ready to own your own truck. I may be wrong and you might be the exception but the numbers say you will fail. Don't rush you have only had your CDL for two months! Learn what you don't know first. That will take you a few years to figure out then when your ready go for it.
     
    Sharky88, Nov 30, 2019
    Sharky88, Nov 30, 2019
    #4
    Socal Xpress, Lite bug, Chinatown and 2 others Thank this.
  7. Nov 30, 2019 #5
    procharged392

    procharged392 Bobtail Member

    45
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    Mar 7, 2019
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    I’ve already decided I’m going to transition from the office to the hotshot life, just struggling to find insurance for a reasonable amount being from California
     
    Last edited: Nov 30, 2019
    procharged392, Nov 30, 2019
    procharged392, Nov 30, 2019
    #5
  8. Nov 30, 2019 #6
    Lite bug

    Lite bug Road Train Member

    1,362
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    May 3, 2014
    Columbus Ohio
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    In a age where the Trial Lawyer has commercials portraying the Big Truck as the Bad Guy. Drivers in flip flops. A generation that is confused about which bathroom to use. One can see why Insurers will ask a arm and a leg to cover a new entrant’s risk for the first few years. And who could blame them.
     
    Lite bug, Nov 30, 2019
    Lite bug, Nov 30, 2019
    #6
    JonJon78 Thanks this.
  9. Nov 30, 2019 #7
    mover man

    mover man Road Train Member

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    Well jump on in, the waters warm. Except where it's cold, but its blazing in other places.
     
    mover man, Nov 30, 2019
    mover man, Nov 30, 2019
    #7
    Lite bug and procharged392 Thank this.
  10. Dec 1, 2019 #8
    Sharky88

    Sharky88 Heavy Load Member

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    Sep 25, 2013
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    I hate to see threads like this.... People want to just jump in and bay the cart with out knowing what horse they need.
     
    Sharky88, Dec 1, 2019
    Sharky88, Dec 1, 2019
    #8
  11. Dec 1, 2019 #9
    BlinkBlink

    BlinkBlink Bobtail Member

    28
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    Jan 18, 2009
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    If you have deep pockets would it even matter?
     
    BlinkBlink, Dec 1, 2019
    BlinkBlink, Dec 1, 2019
    #9
  12. Dec 5, 2019 #10
    procharged392

    procharged392 Bobtail Member

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    Mar 7, 2019
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    ...and that’s why I started this thread. I’m not saying I know everything, everyone was once in my shoe before. I was hoping to get feedback on insurance that’s all.
     
    procharged392, Dec 5, 2019
    procharged392, Dec 5, 2019
    #10
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