What inflation pressure are you running?
The only l/p program I've found that I like is Roehl. I'e been l/p here for 10 months and when I tell people how much I make, they don't believe...
I leased because I had no credit, no savings and didn't want to own a truck anyway. So far I've paid off about 15k in debt, raised my credit 200...
I went lease 10 months ago and it was one of the best financial decisions I ever made.