$10,000 EIDL GRANT

That says it all.

 

Not worth taking an emotional roller coaster ride over. I’m not surprised at all. Nothing lost. I went from, Glad to be working to maybe get a breather and get caught up a bit to Should have known better, back to Glad to be working, Lol. I would have used the funds to finance $15000, That I recently put on low interest credit cards, for an overhaul. Spent another $7000, running the house, while in the Shop. So now it’s back to reality. As broke and as close to complete failure as I am right now, I’m still Optimistic. Less worried than any time in the past, that I’ve faced a challenging time. I guess I know I’ll survive, based on history, instead of fear of the unknown. This is just a temporary bad time. Soon to be a memory. Got to stay cool and calm, don’t panic, the Wolf’s not at the door yet.Tactics learned from this will help strengthen future Bussiness decisions.Survival is a choice. Not a circumstance.

 

Chase sent me an email saying that funds for PPP have run out and there are 100k people in line in front of me, however SBA checked my credit report today. I wonder if my original EIDL application started to get some traction.
However, since $10k deal is not available anymore and they will only give me a $1000, I won't be too happy about having that credit inquiry on my report

 

Hmmmmm, $1000 eh? Doesn’t sound too bad, right about now. I’m afraid to call my bank, last time I did that,11 yrs ago, they figured out I needed money and cut my credit limit on a card. Lol, really. Had Truck in for an overhaul and Bill was due. Had to scramble at the last minute. Keeping it quiet this time around. Staying current on everything. Hopefully We won’t have a credit crunch. Feds printing money so fast, Congress can’t find things fast enough to spend it on. Got to keep that Stock Market propped up. Pretend everything’s fine till.........?

 

Beside the point, but according to my math, ( questionable at best) Michigan unemployment accounts for 20% of all claimants nationwide. Manufacturing jobs ain’t what they used to be, lousy pay, lousy conditions and lousy security. Glad I’m not a Factory Rat.

 

Did you apply for unemployment or are you still working?

 

As I mentioned previously, I have had used the same account with the IRS for over the last 10 years, so there's no reason the shouldn't have my bank info.

I finally got the IRS "Get my Payment" site to accept my info. It processed my 2019 info. I did not use Turbo Tax for 2019, I used an independent accountant and paid with direct deposit.



So will see what happens now. I can imagine what something like this would be like for someone running out of food or unable to pay rent. I don't mind waiting, but I would like to get the money especially since I already paid for 2019.

 

I'm hoping my credit cards don't shut down my line of credit. I'm depending on that for repairs to get through this. I have heard of some small business credit lines being shut down through other lenders.

This is not political. My concern about the election is that neither side will accept the results if the other wins, especially if it's close. This is about social stability. It's just another wildcard to throw in to the mess we are already in.