Hey guys, I'm getting my insurance finalized to restart my authority and asked them to ensure I could pull Amazon if that works out. Amazon requires workers comp insurance however, it's just me. Is anyone pulling for Amazon that got an exception to this requirement? I've sent them an email asking but I thought I would ask here as well. Thanks. From there website: In order to join Amazon’s freight network, you must meet the following minimum requirements: An active DOT number with interstate authority and a valid MC number A “Carrier” entity type that is Authorized for Property and for Hire A Federal Motor Carrier Safety Administration (FMCSA) Safety Rating of “Satisfactory,” “None,” or “Not Rated” All required insurance policies including: Commercial General Liability not less than $1,000,000 per occurrence and $2,000,000 in the aggregate Auto Liability not less than $1,000,000 per occurrence, including a trailer replacement coverage of $50,000 Cargo coverage of at least $100,000 Workers’ compensation insurance in all jurisdictions where your company operates Employer liability not less than $100,000 per occurrence
You can just get a policy and exclude yourself from it. You will be all legal, satisfy Amazon requirements and the policy will only cost you couple hundred per year. In MI you pay $750 upfront, a year later you get insurance audit and receive $500 back