Cash advance question

Dang. How can someone paid weekly need advances? For years before I went into business for my self I was paid once a month.

I am 40 now and have been working since I was 15. Since I was 18 or so I don't think I have ever had less than $500 in my bank account. I have many times not had enough money to do things I wanted to do but I have never been completely broke. I stop buying crap before it gets to that point.

 

Bear in mind if you're getting your advance at a Pilot/Flying J with 50+ gallons of fuel, only the first $200 is free. Beyond that, there's a 1.5% fee that's deducted.
Not sure how much it is at other truck stops, I only go to PFJ. I'm never taking the cash advance for me, it's always for lumpers that dispatch doesn't want to wake up at 3am to authorize a Comchek for.

 

None of the companies I have worked for charged me to get my money.


i undestand that the mega carriers do, and it seems to vary.

 

Id be careful not to take out too many cash advances.I always preferred using a company check for a cash advance.I didn't have as much of a problem as I did with a comdata card.I think you'll need to tell dispatch how much of an advance you want and he will either put it on your card or give you a po number you put on the check.Then you cash the check when you pay for fuel.

 

My husband works as an OTR truck driver and he is taking out $200-$300 a week. I can not understand why so much. That seems like a lot to me especially if her already has $500 coming out with reglar deductions. His check is normally around $300-$500 weekly. Seems very low to me but what do the wife’s know of an OtR truck driver?

 

The best thing you can do, is NOT to take advances.
May have to run a tight budget for a while, that’s ok.
Advances are just like a payday loan scam. You get charged for them. Maybe not at the truck stop, but check your settlement, you will see it.

 

The forum would love to hear his story. 'm sure it's a great one.

 

Now days you buy what you want and hopefully have enough left to pay bills and buy what you need. That mentality makes for complete broke people before the weekend is over

 

You are eating into your payroll that has not been cut yet next week. You WILL BE DEDUCTED that amount, IF there is or isnt. If isnt, you might see two, three, four or more paychecks at ZERO dot zero dollars.

Some companies fire borrowers.

Always build savings by setting aside a portion of your pay no matter how small. (And do not spend it.)

On my life, you do not borrow ever on the road. If you are that bad off, go home and save yourself the trouble.

 

Well it aint free money, if that's what you are wondering. You borrow cash to feed you until your first check comes.

That's all I ever used it for. With weekly checks, no reason to ever use it except maybe your first month on the job or so.