Cdl a accident without insurance.

I couldn't really think of another forum or thread to post this to so I hope this doesn't piss anyone off.

I was driving my personal vehicle to work where I use my class A license and a companies box truck made a u-turn right in front of me on a highway causing an accident. He missed his turn and decided to slow down so I got in left lane to pass there after he whipped truck around and dragged me for 15 feet. Other than pulled muscles and extreme increases to stress levels I am alright but probably should have been dead. My car is totalled I was making payments on it through the dealership($3,500 before paid off). I failed to do something with insurance so it was expired in mid June. This happened August 9th. I was moving into a new place on the 13th and was going to start a new insurance policy then.

I know I am stupid and this should not have happened but if there is any advice legally for my situation I would be stoked to hear it.

My thoughts on the matter are I am happy I am alive. I was taught never to make a u-turn on a highway road during cdl school a year ago. My job requires a class a license if I decide to press charges or make a claim I believe my license record will be marked or taken away... My dealership is going to want to know car is totalled and in a tow yard. I'm pretty scared of the idea of driving on public streets now. I spoke to one injury claim firm and they said they do not want to represent me because of lack of insurance... All I know that I want from this is to be kosher with my credit and class A. Id Iike my hospital bill taken care of. If I could get back what I have put into the car would be great but I dont know if that is what is deserved. Thanks for reading and just typing this up has helped me put things into a perspective. I've lurked here for a long time. Thanks for if anyone responds.

 

Yeah I called police. I probably shouldnt have. Report comes out on monday and I took a lot of photos.

 

Yeah which means as I just read somewhere means i will lose my license for up to four years. 1 possibly.