Charged with Accident ? ? ?

Davis B · Oct 4, 2012

herkloader1 said: ↑

I found out when I moved that I was charged with a accident.
My 5th wheel frame came apart due to crappy workman ship while I was driving down the ALCAN.
The spot welded the frame in the jig and then never finished the welds.
When I noticed something was wrong and the trailer was swaying I pulled over to find the damage and then got it fixed. No harm no foul or so I thought.
State Farm labeled it as a Collision with the road surface.
Since everyone saw the word collision they would not insure me and if they would it was for 3-4 times what I had been paying.
I called my Adjuster who called under writing and they changed the verbiage so now It only doubled by moving to Montana.
I have never had a accident or ticket so this was quite the surprise.
Make a call that was all it took for mine.

P-3
Click to expand...

Weird....

So the company you were insured with, labeled it a Collision. My present company says nothing about it being reported as a crash. Only Progressive.

Maybe i should shop one other company and see what they find. They obviously have a database and do similar searches before they quote you a policy price.

FozzyNOK · Oct 4, 2012

Davis B said: ↑

Hi Gentlemen,

I was shopping for my personal auto insurance yesterday...and found out from my agent that i was charged with an accident that happened 2 yrs ago.

I was a NO-DAMAGE incident....and quite frankly, i didn't even know that i was being charged. The accident investigator...(not even a Cop) said that i was at fault.

It happened in a parking lot...when i was backing up and a lady was backing up the wrong way. I didn't see her backing up the wrong way...and we bumped.

She got all irate and i was PO too...and we called the police.

What can i do to get this taken off my record?

Will this hurt my chances of getting employed?
Click to expand...

Nothing really.. I had an "accident" on my record once.. I called the police to report some idiot who ran me into a large curb. It was basically a hit and run. I call the cops to report it... it was a police report .. it got my insurance cancelled.

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