I think you have a fundamental failure to comprehend. Exactly where did I say anything about mixing business account with personal? Cost of living has everything to do with knowing what you need to make to make a living based on where you are. It has nothing to do with mixing accounts. I don't mix personal and business accounts.
and I didn't say anything was political.....yet.
It will get that way as does any post around here. Just wait.
Cost vs. Spot Rate Spread (Dry Van, National Average)
Discussion in 'Ask An Owner Operator' started by fromAtoZ, Sep 27, 2026.
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It's good to have a CPA to keep you honest with yourself. Running an efficient operation wasn't my problem. Finding and keeping quality paying freight was the problem. Largely because of the competition not knowing what they are doing. When it came time to spend any large amount on the business, I always ran it by my CPA. He also kept up the LLC paperwork and tax planning. So it's a must. I weighed my business against driving for a good flatbed company as a company driver. The free health insurance premiums I couldn't match for one. The ability to drop and hook a lot of flatbed loads and avoid sitting around, I couldn't match either. The company job put more money in my personal bank account and retirement accounts and that dead money/equity tied up in my equipment got liquidated and re-invested in the stock market, which has a very nice gain since 2019.
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Not sure I follow. That makes no sense.
how many trucks were you running? It's very difficult to find and keep any regular customers if you are a one man show.Deere hunter Thanks this. -
A one truck operation doesn’t require a CPA. It’s not rocket science. A good tax preparer, yes. CPA, no.
86scotty, Deere hunter, Diesel Dave and 1 other person Thank this. -
Stop feeding the troll……..
BoostedTeg, 86scotty, Deere hunter and 3 others Thank this. -
I will go right in the middle of the 2 posts and say I do know what I need my paycheck to be, which of course is part of operations
I have 52 weeks of work, my problem has been actually doing it with all the accidents and health issues…Diesel Dave Thanks this. -
Word of mouth and making friends with a broker or two. I never broke down on a load, and my truck was in top condition. So being reliable, dressing professionally, speaking English well, being friendly, working with customers, but knowing the costs and being firm sometimes earns respect. So, they call you when they are tired of dealing with flakey brokers and carriers that can't keep promises and send idiots, with a cheater's mindset, that look like fools and don't speak English.
I also would never back down from mountain weather. You want some equipment sent to severe winter weather in the mountains? I love snow! Chains don't scare me. Only Atlanta and Memphis and South Chicago scares me. Give that load to Juan and Muhammad, I'll pass. .Shotgun94 Thanks this. -
Neat chart, but the national averages hide a lot, especially if you're running reefer where the spread usually runs a bit better than dry van. I track my own all-in cost every month, including fuel, insurance, tire and reefer unit hours, and anything under that number I just don't book, no matter how slow the board looks. Reefer lanes out of Utah and the Mountain West swing a lot week to week, so I'd go by what your own lane actually pays instead of the national number. What equipment are you running, and do you stay mostly on the spot market or have some direct customers?
86scotty Thanks this.
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