DAC Report Issue

DAC is treated under the law the same as a credit reporting agency like Equifax, TransUnion, etc. DAC is legal

 

I understand that.

Difference is that credit report, unlike DAC, can be:

- disputed, which puts the contentious item in suspension while you sort things out

- dings do not keep you out of a job.

- earning a living is more important than denial of credit

So yes, DAC blemishes have a higher negative impact on a person than cresit blemishes.

 

Actually I was told by a recruiter for Swift that you can dispute it, I did this but nothing has happened. Credit reports can sometimes bar someone from employment and even housing. But I do agree that earning a paycheck is more important than denial of credit.

Either way I agree that DAC is BS. I mean you don't have a report that follows you around in any other field, so why in trucking?

 

Could it be because a lot of drivers are looking for a last chance, and CC happens to give them?

 

Nevermind that wasn't the reason why I made that post you're way out in left field..But to answer your question of course cc is a second chance company .

 

Maybe cause you threw a wild pitch.

 

Good one but no I didn't throw a wild pitch lol

 

Does anyone know if Cc hires from Washington State?

 

You have a right to dispute any item in your DAC report and you can submit your own statement regarding an item if it is not removed. Anyone requesting your DAC report will also be given your statement. For virtually all purposes DAC Report is treated the same as a Credit Report.

Challenge the item instead of accepting defeat and making excuses.

 

@tscottme

Challenging the DAC is not an issue (though, I wonder how many drivers check their own DAC, before applying @ another job)

The issue is that once the reported "crap" (real or not) in inserted by the reporting company, it already sets off a biased view by the next clients that read it. Undoing the damage is hard....just like Comey's Letter.

So...all I'm saying is this: You can challenge DAC all day, insert counter-statements etc...but its gonna be an uphill battle from there on...AND the companies know it.