Deciding between CFI and SWIFT for CDL training

I have narrowed my choices for company CDL training to CFI and SWIFT. They both have pro's and con's so I am trying to decipher which one has the least cons.

Swift
Pro's:

• I can go to Columbus, OH for the program (100 miles away).
• Higher CPM to start and earning in 1 year
• Tuition paid after 13 months (deducted each week)
• No "forced" dispatch
• Terminal (Columbus) in Ohio

Con's are:

• Length of program,(21 days) especially road training in 3rd (last week) is only 4 days?
• With mentor, student drives as a "solo" driver for only first 50 hours, then "team" for remaining time
• SWIFT's reputation for producing poor drivers.

CFI
Pros:

• Length of program is 4 weeks, although actually about 21 days before CDL testing is done. Last few days are more skills practice.
• School seems to test different aspects of CDL license throughout program rather than all in same day?
• Overall cost much cheaper (about <$1000 than SWIFT)
• Tuition pro-rated throughout the first 12 months. No payroll deductuctions.
• Student drives as a "solo" during 7500 mile OTR training. No team

Cons

• Have to go to Missouri for training.
• Lower starting .cpm, but quarterly/mileage increases will get .to 40 cpm after first year vs .43 cpm for Swift.
• Forced Dispatch
• No terminal in Ohio

I know I could go to a private school, but I don't have the immediate funds to pay for it. Being a company "slave" for a year is the price I and others pay.

If there are any drivers who are currently with either company, I would appreciate your thoughts and opinions of them. Feel free to message me.

 

Oh, shoot. I realized I had posted a similar thread last week. Must be suffering brain freeze here in NE Ohio. Sorry guys, and ladies.