Does it matter what bank you have if OTR?

Discussion in 'Questions From New Drivers' started by biddlydiddly, Oct 4, 2020.

  1. Brettj3876

    Brettj3876 Road Train Member

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    Yea i never put the pin in
     
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  2. buddyd157

    buddyd157 Road Train Member

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    Chase bank is in as of now, 33 states.

    have him do a search for large banks in America, and how many states they are in.
     
  3. Hazmat Cat

    Hazmat Cat Medium Load Member

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    Any real financial institution whether it’s a major bank or a local credit union should work. It’s almost 2021, if your podunk backwoods bank doesn’t have its #### together, bounce.
     
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  4. supersnackbar

    supersnackbar Road Train Member

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    I use the Chime prepaid for on-road expenses. I have a set amount per week direct deposited on it and the rest put in my regular checking account which is in a smallish regional bank. Both have the Visa logo, so it works everywhere. Neither has given me any issues using it coast to coast and even in Canada.
     
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  5. DrFlush

    DrFlush Road Train Member

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    We have a small local bank that we use. We have a 1000 limit per day on our personal card and 5000 a day limit on the business account. Limits can be raised for a single transaction with s simple phone call. Ee have had the cards shut off for possible fraud when first using out of state, but that issue was permanently solved with a phone call and changing the parameters on the accounts. As long as you have a Visa or MC logo on the card you should be good to go.
     
  6. azheavyduty

    azheavyduty Light Load Member

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    I use a small bank and would recommend using one. If you have a problem, you can call and talk to someone who knows who you are, rather than someone in another country.
     
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  7. Rideandrepair

    Rideandrepair Road Train Member

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    Credit Unions have gotten so much better, they’re debit cards work everywhere for free, due to their network. Car loans, checking, everything beats the big banks.
     
  8. tscottme

    tscottme Road Train Member

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    Every bank I know of accepts direct deposit. Any bank that has online banking shouls be good for any OTR job. Big bank or small bank I would never use a debit card OTR. I use only a credit card. Or if you have to use a debit card connect it to seperate checking account.

    Any bank with onlike bill pay or a mobile app should work as well as any other.
     
  9. Dave_in_AZ

    Dave_in_AZ Road Train Member

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    He'll be paid by direct deposit. That takes care of that.

    In the trucking world you're allowed to take cash advances for certain amounts when you fuel for no fee charges, and they are deducted from your paycheck.

    So it's easy to have cash on hand.

    Other than that, a debit card is a debit card is a debit card.
     
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  10. Flat Earth Trucker

    Flat Earth Trucker Road Train Member

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    Good for wherever they don't take American Express.
     
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