You are correct. I've been netting around 100k. But, I cannot afford to buy a house unless I move to the Central Valley. I can take a slight pay cut and relocate to eastern Washington which is the plan.
Exactly why I love my little 'burb here in Shauck, Ohio. Ha.... <<<< look it up for shizzles and gigs. My corner of the world.....money in my pocket and nobody at my door~!