Fraudulent Use of MC#

That email change part is the one that gets me. Seen it start happening more, carrier you've used a bunch suddenly has a new email on the packet and it's a gmail instead of the company domain they always used. Or the phone's different. People skip right past it cause the MC checks out and they've hauled for you before.

Thing is once somebody owns the email, all that "always verify with the carrier" stuff kinda stops meaning anything, you're just verifying with the guy who stole it.

What I do now, if the email or phone changed recently I treat em like a brand new carrier even if the authority's been clean for years. Doesn't matter how long they've been around if the contact info moved last week. That's usually where it starts.

Good on those two for actually calling. Most won't.