I ended up making a deal with the owner of the company shop. They gave me basically whatever I wanted interest free. I ended up doing it for 1 year and paid it all back without an issue. I took my title of my mustang gt I had and offered that for lean if need be. Was no issue and just told me to come see him if ever was an issue. It helps that I built a great relationship with them.
Its neither the cheapest or best rate, but accord financial (advantage plus leasing) was very reasonable, easy to deal with and best of all, FAST with their end
The shop I used offered 90 days but I just payed it, if I’m calling them there is a reason and if I need them again I don’t want to be through guy that’s “oh he still owes us x amount from last time tell him we are busy”, it’s “come in now we will get you out ASAP” I put it all on a credit card to get the cash back the immediately paid off about half of it then paid the last two quarters off over the next 2 months as I got checks coming in