Health insurance

The fact that insurance was never intended to pay for every conceivable health issue is what I was referring to. If people had to pay for everything except major medical out of pocket. Everything related would be cheaper. Premiums, office calls and prescriptions. On the surface having everything paid for seems nice, but it has added to costs across the board.
Oh by the way I am doing nicely on my own with out added tax of a union. I own my farm and owe no one anything. And I am free to negotiate my own rates and compensations for the work I do as an independent owner operator.