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Help with getting insurance

Discussion in 'Ask An Owner Operator' started by 90Josh, Jan 14, 2022.

  1. Jan 14, 2022 #1
    90Josh

    90Josh Bobtail Member

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    Jan 14, 2022
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    New to trucking here.

    Where do you go to get insurance and what types do you need?

    Aside from the commercial side, how hard is it to get life insurance or accidental death coverage?
     
    90Josh, Jan 14, 2022
    90Josh, Jan 14, 2022
    #1
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  3. Jan 14, 2022 #2
    pumpkinishere

    pumpkinishere Heavy Load Member

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    Not sure about life or accidental death but a lot of truckers when starting get progressive that is unless your hauling live stock.
     
    pumpkinishere, Jan 14, 2022
    pumpkinishere, Jan 14, 2022
    #2
  4. Jan 14, 2022 #3
    pumpkinishere

    pumpkinishere Heavy Load Member

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    Depends on what your hauling and if you doing power only so we need more information from you.
     
    pumpkinishere, Jan 14, 2022
    pumpkinishere, Jan 14, 2022
    #3
  5. Jan 14, 2022 #4
    ProfessionalNoticer

    ProfessionalNoticer Road Train Member

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    I get mine from my agent.
     
    ProfessionalNoticer, Jan 14, 2022
    ProfessionalNoticer, Jan 14, 2022
    #4
    Diesel Dave Thanks this.
  7. Jan 14, 2022 #5
    Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Another newbie not doing his homework before getting into the business o_O:eek::(:confused:
     
    Diesel Dave, Jan 14, 2022
    Diesel Dave, Jan 14, 2022
    #5
    Badmon and ProfessionalNoticer Thank this.
  8. Jan 15, 2022 #6
    thaistick

    thaistick Road Train Member

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    For life insurance, get only level term, 15-20 year policy. If you have a family, its recommended 10-12x your yearly salary. Again, only level term, no whole life BS. You can find quotes online, the less fat and old you are the cheaper it is.... No need for accidental death, that's what life insurance is for.
     
    thaistick, Jan 15, 2022
    thaistick, Jan 15, 2022
    #6
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