House or a Semi ???

No brainer. Stack your money. You only do trucking until your body breaks or you managed to DAC yourself out of the industry or some other stupid problem.

Don;t buy anything for a while. Maybe 10 years if you are that lucky. Stack stack stack. When the trucking is all over, you are at that time in life later will understand that you can buy a home, land and pick your spot anywhere in the USA for cash. And maybe enough left over for some kind of tractor at the used dealer to play Owner Operator with the accumulated knowledge of the industry by then. (As a company driver paying attention to everything)

 

Buy a house! Making the kind of money you are making driving for someone else you can use the interest as a deduction on your taxes.

 

House all the way. House holds equity, land underneath is always worth something. Trucks not so much. You can also rent out your house a lot easier than a truck.

 

You can buy a house, pay it off buy another, pay it off, buy another and another until you have money like our Presidente.

Then you can retire to a lavish tropical island that you own, with the Island girls Fanning you, massaging you, servicing you with drinks and whatever else would be your pleasure. You will live every man's dream and have all things in life with a snap of your fingers. All women will want you and all men will want to be you!

Or you can buy a truck, possibly or even probably go broke, and not even have a home to live in.

A truck or Fantasy Island?

Easy choice.

 

Keep on Trucking, and saving. Don’t buy either, yet. Wait for the next housing correction. Cash is King, when that happens. It’s almost there now. Big bubble about to burst, especially in hot overpriced markets, like Ca. Az. and any other market that saw huge rebounds. The old saying, Real Estate never goes down, is a myth. It’s happened quite a few times, and will again. Wait for a Buyers market. It won’t be long, 3-4 yrs tops.

 

continue to save your money put down a HUGE down payment on a house anywhere you want, and have tax deductions, and appreciation in VALUE.

trucking equipment DE-VALUATES over time, and you actually end up losing in the end.

 

And when saving money do not run off marrying the first gold digger. When she finds out what you really got....

Its a price to pay while stacking.

 

Save. Wait for housing crash - buy house.