Insurance Bill

Discussion in 'Ask An Owner Operator' started by Big Road Skateboard, Mar 31, 2023.

  1. Big Road Skateboard

    Big Road Skateboard Road Train Member

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    Well, I've almost made it a full two years trying out this new career thing. Got my next insurance bill in the mail the other day.

    $9864. 14k$ first year, 12k$ last year. I also added general liability last year. Pretty happy with it.
     
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  3. FiveRiversFreightlinesLLC

    FiveRiversFreightlinesLLC Bobtail Member

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    Nice! What insurance if you don't mind?
     
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  4. Siinman

    Siinman Road Train Member

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    Nice rate man
     
  5. Brettj3876

    Brettj3876 Road Train Member

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  6. 86scotty

    86scotty Road Train Member

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    I'm pretty much the same as you. $9kish at 5 years in. 8 year old paid-for equipment. Progressive. It went up one year a few years back but has been trending down a couple grand a year on average.

    I pay in full once a year though. That saves me over a grand a year. It may be almost two grand, can't remember but it's a huge discount.
     
  7. Big Road Skateboard

    Big Road Skateboard Road Train Member

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    It's Progressive
     
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  8. JoeyJunk

    JoeyJunk Road Train Member

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    My second year is about the same as the first even with switching from Progressive to Great West. Maybe third year will be better.
     
  9. Rideandrepair

    Rideandrepair Road Train Member

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    Mine was $9200 last year. I raised my values mid year. Payment went up less than $100. Renewal this year was $11,200. Going to get a quote for the old values. Might need to switch Agents. I’ve been with them for 10 years. They claim it’s less than Progressive and others. I guess I need to Shop around. Just paid 20% down plus March payment. About $3200. I hate that big annual bill. I like the break in payments though.
     
  10. Rideandrepair

    Rideandrepair Road Train Member

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    They quoted me Great west. It was higher. I can’t help wondering if my Agents being honest. Been dealing with them for 23 years on cars and homeowners, before getting Northland through them.
     
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  11. Big Road Skateboard

    Big Road Skateboard Road Train Member

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    Great West quoted higher for me by about 2k$.
     
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