Insurance for 21yr Old

Discussion in 'Ask An Owner Operator' started by Joe2007, Apr 26, 2011.

  1. Joe2007

    Joe2007 Bobtail Member

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    Apr 26, 2011
    Dallas, TX
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    Does anyone know companies that will provide insurance for 21 yr old owner operator. I have got my own authority but having hard time getting insurance. Someone please name insurance companies that can do it.
     
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  3. josh.c

    josh.c Road Train Member

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    Feb 22, 2009
    Knoxville, Tn
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    I don't know of any insurance companies that will, but how on earth did you get your authority without insurance?
     
  4. Cummins_444

    Cummins_444 Medium Load Member

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    Apr 28, 2008
    Northwest, IN
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    Have you tried progressive insurance they will take anybody.
     
  5. BigBadBill

    BigBadBill Bullishly Optimistic

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    Chattanooga, TN
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    2nd on Progressive and 2nd on how you got authority without insurance
     
  6. BAYOU

    BAYOU Road Train Member

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    Beaumont,Tx
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    Dont think your going to be able to afford it if you can get it. I was told wait untill 25 so i did at 25 my first year was $14,000

    I seen your from Texas if so call my guy with Progressive Bart 936-521-1540
     
  7. smugglinggoods

    smugglinggoods Light Load Member

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    Jul 22, 2010
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    Why dont you just google commercial insurance companies and start calling? Progressive I agree would be the best one to start with. Also didnt think you can get authority without insurance. When I got mine I had to have my insurance on file before it would go active. Make sure you know everything you need to know so that you dont miss a step.

    Good luck
     
  8. Joe2007

    Joe2007 Bobtail Member

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    Apr 26, 2011
    Dallas, TX
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    The authority isnt active yet because of the insurance. I have few more days to find insurance before they revoke it. I tried progressive but they wont do more than 500 mile radius. I have tried few insurance agents but they all are saying come back when you are 23. What happens if I just run as co-driver with my brother? Would any insurance company would add me as co-driver with him?
     
  9. Unclegrumpy

    Unclegrumpy Light Load Member

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    Feb 15, 2011
    Wisconsin
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    Take the 500 mi deal, it is most likely based on air miles which expands the range.
     
  10. BigBadBill

    BigBadBill Bullishly Optimistic

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    Chattanooga, TN
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    Have you tired leasing on to someone? I hear the Great Pumkin will take O/O without years of experience.
     
  11. botanis

    botanis Bobtail Member

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    Apr 12, 2011
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    I agree with Unclegrumpy. We are just starting out too, and the insurance agent I spoke with told me it was 500 airline miles which is 700 something hwy miles. Also you are allowed to go outside that range I think 10% of the time. Hope that helps.
     
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