Insurance for a driver with no experience.

If you have a farm, look into the farm exemption...

 

Does Canal insure in Canada?
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Overview | Canal Insurance
Overview | Canal Insurance
Since its inception in 1939, Canal Insurance Company has been dedicated to serving the transportation insurance industry. In a business that is continuously evolving, Canal Insurance Company remains one of the few constants you can rely on. Canal’s claims reporting hotline is available 24/7 – 365. In the event of a catastrophic loss, Canal can deploy its Rapid Response Team directly to the scene.

 

If it ain't an option, to be on someone else's insurance, it may have to be. With no experience, you'll have to prove yourself. Wither that or pay exorbitant premiums.

 

In the US, there's an ag exemption for certain instance .
The rule is you have to be hauling "your agricultural products" to a buyer directly from "your farm ".
Many guys around here run that to haul logs, grain, etc.
When I looked into it, the difference in cost per year was 24k for commercial insurance, 2500 a year for ag insurance.
Figure out how to make the rules work in your favor, instead of working against them.
Now, obviously, I'm not about to tell you to do something illegal or underhanded.
That would be rude of me.
What I am saying is, learn the rules, and figure out how to make them work for you.

 

At his first inspection OP is going to get a huge ticket, and his record is going to be ruined.

 

Maybe get an ag exemption by carrying a sheep in the truck with you.
Probably have to modify the seat belt.

 

I believe that was a statement. "If you have a farm". Not lie and SAY you have a farm.

 

I hope you can find coverage. The insurance industry, in general, don't like to cover inexperience! Heck, even here in the US to insure a car cost a huge amount for an inexperienced driver. You might want to ask this question in the Owner-Operator forum. I hope you do find something.