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Insurance question

Discussion in 'Ask An Owner Operator' started by Gen Z, Sep 17, 2018.

Page 1 of 4
  1. Sep 17, 2018 #1
    Gen Z

    Gen Z Bobtail Member

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    Jun 8, 2018
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    Hello everyone,

    On my insurance contract it’s written in the rated commodities section: farming /agricultural
    And in the sub business type it’s written « agricultural hauling »
    Can I haul other product such as refrigerated goods (seafood, ice cream for example) or dry van goods ?
     
    Gen Z, Sep 17, 2018
    Gen Z, Sep 17, 2018
    #1
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  3. Sep 17, 2018 #2
    kemosabi49

    kemosabi49 Trucker Forum STAFF Staff Member

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    kemosabi49, Sep 17, 2018
    kemosabi49, Sep 17, 2018
    #2
    Dino soar, Midwest Trucker and DUNE-T Thank this.
  4. Sep 17, 2018 #3
    Gen Z

    Gen Z Bobtail Member

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    Jun 8, 2018
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    He said that yes I can haul refrigerated goods
    But I don’t trust him
    So I want some advice about this
    Thank you
     
    Gen Z, Sep 17, 2018
    Gen Z, Sep 17, 2018
    #3
  5. Sep 17, 2018 #4
    x1Heavy

    x1Heavy Road Train Member

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    White County, Arkansas
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    Well, Ive hauled Barrels on pallets. Big 55 gallon drum across many states to a little Iowa Coop. I think around 40 barrels in a reefer with a unit off. No temp service needed. (If you can convince customer to accept 60 degree service and bill him or her that, you will be ahead. They don't know any better... what they don't know wont hurt them)

    Those barrels were agricultural substances worth 500,000 dollars in retail value A group of farmers bought it, each one will get a box truck of a few barrels And all got a better price on the bulk buying. I was told I was the first of 4 trucks coming in with that stuff. So it's a two million dollar move for the county.
     
    x1Heavy, Sep 17, 2018
    x1Heavy, Sep 17, 2018
    #4
  7. Sep 17, 2018 #5
    Gen Z

    Gen Z Bobtail Member

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    Jun 8, 2018
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    On that’s good !
    I have another question
    The broker can see the produce you haul on the certificate of insurance ?
    Is it written agricultural, refrigerated or building material on the certificate of insurance that you give to the broker for the set up ?
     
    Gen Z, Sep 17, 2018
    Gen Z, Sep 17, 2018
    #5
  8. Sep 17, 2018 #6
    x1Heavy

    x1Heavy Road Train Member

    34,016
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    Mar 5, 2016
    White County, Arkansas
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    Sir, before you get in too deep, the only three certs Ive ever touched as a Company Driver (Just a Drivah mind you...) was either Alcohol revelant to the state it's delivering to, US Customs import or export and certain others that has to be with the load related to the food that is in it but that's really rare.

    Customs and Military most certainly knew all about that load, I know and see nothing. (Schultz, Sgt German Army, aka Banner, Actor Hogans Heroes)
     
    x1Heavy, Sep 17, 2018
    x1Heavy, Sep 17, 2018
    #6
  9. Sep 17, 2018 #7
    Rideandrepair

    Rideandrepair Road Train Member

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    They probably got info from your mcs150 bi- annual filing.
     
    Rideandrepair, Sep 17, 2018
    Rideandrepair, Sep 17, 2018
    #7
    x1Heavy Thanks this.
  10. Sep 17, 2018 #8
    Gen Z

    Gen Z Bobtail Member

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    Jun 8, 2018
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    Ok thank you
     
    Gen Z, Sep 17, 2018
    Gen Z, Sep 17, 2018
    #8
  11. Sep 17, 2018 #9
    Gen Z

    Gen Z Bobtail Member

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    Jun 8, 2018
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    Someone can give me a sample of a certificate of insurance ?
    Just to see what information there is on it
     
    Gen Z, Sep 17, 2018
    Gen Z, Sep 17, 2018
    #9
  12. Sep 17, 2018 #10
    Dino soar

    Dino soar Road Train Member

    4,810
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    Not to be funny but you might want to think about changing insurance agents if you don't trust what he tells you...

    I would listen to my insurance agent before I would listen to people on an online forum.
     
    Dino soar, Sep 17, 2018
    Dino soar, Sep 17, 2018
    #10
    JHCoremark, Big Road Chris, kemosabi49 and 6 others Thank this.
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