Insurance rates for Canada

Discussion in 'Ask An Owner Operator' started by rank, Jun 17, 2023.

  1. rank

    rank Road Train Member

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    Who goes to Canada regularly? If you could share your rates with some context on years experience, claims/loss run and driving record that would be appreciated.
     
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  3. Big Road Skateboard

    Big Road Skateboard Road Train Member

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    Not sure on the eastern provinces, but i think BC is the only one that needs added coverage. Manitoba and Ontario have some special requirements, but no addl insurance required.
     
  4. rank

    rank Road Train Member

    9,919
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    Feb 11, 2010
    50 miles north of Rochester, NY
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    isn't that interesting?

    Some background....I am a Canadian private carrier hauling only his own goods from Canada into the United States. last year I only had one truck on. I am the only driver I drove about 5000 miles in Canada and 15,000 miles in the United States. I just got my insurance renewal and it went from $4000 for that one truck to $19,000 liability only, $2 million. No explanation given other than my percentage of mileage in the US is too high for them. no claims year, no tickets, clean abstract 18 years US experience never an at fault accident. t

    I feel like this is ridiculous and I'm thinking about moving my trucking company to the United States. Since it's probably easier to get Canadian insurance in the US senate is to get a American insurance in Canada.
     
    Last edited: Jun 17, 2023
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  5. bonder45

    bonder45 Road Train Member

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    We run randomly up to Canada from the US and our insurance ( Progressive ) doesn’t require any extra riders to run up North.
     
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  6. rank

    rank Road Train Member

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    Feb 11, 2010
    50 miles north of Rochester, NY
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    So I got a quote from Progressive. $6,770 per year for one truck with $750k liability. They will even write a policy for my Canadian Corp...no need to create a corp in the US......But they won't insure trucks that are "garaged" outside of the USA.

    Going to call Great West and Northland next. Are there any others?
     
    gokiddogo Thanks this.
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