Insurance under 21 intrastate, why too expensive?

Discussion in 'Ask An Owner Operator' started by f1n3x, Feb 22, 2018.

  1. Gunner75

    Gunner75 Road Train Member

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    It's because individuals under a specific age group have proven time and time again that they don't have the skills to operate a car correctly without doing something ignorant and stupid let alone in a 80,000 lbs truck where car drivers tend to ignore them.
     
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  3. Chinatown

    Chinatown Road Train Member

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    @Brucely - this is one issue drivers under 21 face.
     
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  4. SL3406

    SL3406 Medium Load Member

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    Unfortunately a lot has changed in the last 20 years. I did the same thing you're wanting to do. I started with my own truck and dump trailer at 20 years old. Progressive covered me on a 100 mile radius with full coverage on the truck and trailer for $3,500 a year. 20 years later my cost for just liability is more than that with a zero loss run. Probably your only option is to drive for a farmer with farm tags.
     
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  5. Derailed

    Derailed Road Train Member

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    I didn't even think it was legal for someone under the age of 21 to drive interstate with a class A.
     
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  6. SL3406

    SL3406 Medium Load Member

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    He says in the first post that he wants to run local.
     
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  7. Gunner75

    Gunner75 Road Train Member

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    Intrastate they can
     
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  8. Derailed

    Derailed Road Train Member

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    I was referring to what was mentioned in the title.
     
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  9. f1n3x

    f1n3x Bobtail Member

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    I want to run local, title is wrong: wanted to put Intrastate.
     
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  10. Derailed

    Derailed Road Train Member

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    Was figuring that was the case although where I am local can put you in 3 states. Hate to say it but that quote from Progressive is probably going to be your cheapest.
     
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  11. Pup97

    Pup97 Light Load Member

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    I'm 20 I got quoted 35000 a year from progressive pulling a flatbed local at age 19. It hasn't gotten any cheaper since I turned 20. They told me 23 then it will be cheaper.
     
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