Insurance

Discussion in 'Ask An Owner Operator' started by Thetrashnoob, Jan 26, 2020.

  1. Chubby Fly

    Chubby Fly Medium Load Member

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    oh well dam scooter. you arent doing to bad then after tehe nightmare stories i read about
     
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  3. Scooter Jones

    Scooter Jones Road Train Member

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    Yeah, I frankly don't know how a lot of these chaps with 20k a year (plus or minus) do it.
     
  4. Thetrashnoob

    Thetrashnoob Light Load Member

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    2015 truck and 2017 trailer 100k cargo, plus liability forms out to just over 26k a year. Hope the other quotes comes in less...
     
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  5. Rideandrepair

    Rideandrepair Road Train Member

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    I’m OTR, primarily east of Ms. very little NE. Since 2004. I’m around $8300 yr. $30 k on Truck, $8k on trailer. 1 mil . PL, and $100 k cargo. I’m with Northland. Had OOiDA for years. Only thing I miss is Towing coverage. Used it once,$500 deductible. Otherwise they were a pain at times. My premium seems a bit high to Me. But Agent says it’s competitive. 7 yrs or so, 1 minor parking lot incident, a few yrs back. I backed into a P/U Truck, that snuck in behind Me. Never heard a word from it.
     
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  6. whoopNride

    whoopNride Road Train Member

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    Yeah, me neither. Especially if they have truck/trailer payments to go along with it. I just don't want to work that hard to pay insurance, maybe because after 34 yrs I just ain't as excited about this trucking as I once was. Just coasting on in nowadays.

    I pay 6,000 per year for insurance and complain about that being too much..
     
  7. PE_T

    PE_T Road Train Member

    We’re married to our business. Hahaha.
     
  8. abyliks

    abyliks Road Train Member

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    ludlow MA
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    paid cash for the truck and rebuilt it over 2 years to minimize pop up expenses, and I don’t work cheap, no reason to lease on and let someone else call the shots to something I put the money up for p

    there’s not enough money In the world for me to go back doing circles local again
     
    Last edited: Feb 1, 2020
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  9. Scooter Jones

    Scooter Jones Road Train Member

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    You're the exception, not the rule.
     
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  10. jamespmack

    jamespmack Road Train Member

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    I'll let you know come Novemeber. Up until 2019 I was intrastate. Switched to interstate right before renewal. Great West didnt change or want anything. But stated in 2020 I would have to show my ifta. Agent told me that more than likely it wouldn't change much with what I have planned. Still have not left the tristate area.

    I did find some brokers that wont use me under my M/C due to age. But still will book me under my DOT for intrastate loads. Seemed odd. Some I just explaind that we are not new, that we added interstate and they were just fine with it.
     
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  11. combo7

    combo7 Bobtail Member

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    Jan 19, 2016
    Worcester MA
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    You should give country valley insurance a call they are in MA real close to you ask for Vallery they’ll help you out , they are real good .

     
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