Loan Dept? You mean Lease or IEL right? Well then in that case....wait until 2 quarters have passed on your lease...check your credit agency... Have a good time when you go into the IEL offices and see if you can convince them that "they said this to you".....get it in writing, in your contract....then get back with me! IEL is just another recruiter....they say what you want to hear...not necessarily fact or truth!
Otter is correct. I've been told by Swift admins that the schooling debt does not go on your credit report 'til it goes into collections, if you don't pay up.