Medical Insurance

Sounds like a bulging disc but without an MRI you really can't know for sure. I do know nerve pain is no joke. I had the same symptoms as you a couple of years ago and the pain got so bad I literally couldn't walk. Laying down hurt, standing, walking or sitting everything hurt. I ended up paying about $600 out of pocket for an MRI to diagnose. I found a chiropractor that wasn't a quack who did some adjustments and he also recommended I start doing some physical therapy to build up my core strength. It was painful doing the physical therapy, real painful, I wanted to quit but it was exactly what I needed because slowly I started getting better. Within 6 weeks I was back to work feeling healed and normal again. Haven't looked back since then. Occasionally when standing still I can feel a kink or hitch or something in my lower back for like a split second of discomfort but otherwise normal and greatful I didn't go under the knife to who knows what result.

 

I’ve had health insurance for over 20 years and I think I’ve used it one time on a $10 co-pay. Lol probably getting to the age I should get checked out for some different things, but I never get to use it because I never know when I’ll be home. The life of an OTR driver. Great health insurance plan That nobody can ever use.

 

Depreciation of equipment is a virtual cost in monetary terms but otherwise the equipment does depreciate due to age, wear and tear. That's why there's a tax writeoff for it. Everyone who owns equipment, will use it for tax advantage, including your tax credit for health coverage. I would not call it gaming the system but playing by the rules.

You still can't be sure if they would not have said back then -in pre Obamacare days - what they are saying to you now. Especially if they found out you had your issue prior to signing for the coverage.
The only good and affordable coverages back then were those group coverages that you could get through an employer but still not every one of them had them tailored to suit everyone's needs.
In principle, I think it is all right, and feels quite natural, that a family has advantage over a single man such as yourself because of the concept of a family as the nucleus of society. And then, without health coverage there's disproportionately more to lose in absolute terms - not only for an individual family but also the entire nation.
Think about it, a father buys a insurance for the familly of 5 - 5 people are covered, whereas without Obamacare, one out of those 5 people develops a chronic illness, it affects the whole family.

Lastly,
Maybe the focus, and your frustration should be aimed at the health coverage business including insurance carriers, hospitals and doctors in general? They make all those Healthcare costs unaffordable where one week at the hospital can ruin someone's lifetime savings. That's what should be called a scam.

After all, it is not Obamacare who denied you the SERVICE - Obamacare is only a set of laws and regulations - but the insurance carrier whose coverage you bought through it.

 

Same here. I feel good and strong as a horse.
The last and only time I went to a doctor was when I needed a few stitches on my head.
I still have a coverage in case of something catastrophic, so that they would not put their hands on my personal assets.