Need advice!

Definetly a brake problem. Now that I think about it...how did you get it in gear without the clutch?Seems like a lot of grinding would have acquired and if the brakes were in adjustment the truck should have stalled immediately.

 

Bro, unless you want to have to pay for this, stop admitting you were (partially) at-fault. I know you are trying to do the hat-in-hand, humble, bigger man routine. But just stop it. You are acting against your own legal interests.

Tell the insurance company to take a flying leap and to sue you if they think they can win. Odds are they will not sue you. Unless, of course, you keep foolishly admitting fault.

 

I wouldn't tell them anything else. Nothing. Don't talk to them again. You do not have a duty to cooperate with the insurance company. Silence is golden.

 

Do nothing, do not respond to them. If they peruse the matter further, see where it goes, then retain counsel if needed. As someone else said, you are not obligated to talk to them.