Need quick access to funds

You may do better to go run somewhere a company driver for a bit. That way you have income, but you don't have to be at someone's mercy should anything crazy happen. You've clearly got a lot of debt so I'd advise to work for someone for awhile and pay that down before starting your business venture. It don't have to be long term, just a couple of months or so or whatever time it takes.

 

he's been living the cash money 1099 no tax dreams

 

If you do not have money in the bank with the rates today you are doomed.
It's not how much you make it's about how much you keep.
I hope you get through this and learn from it.

 

I do hope all your debt is tied to your business and not you personally..

I get what your wanting to do, but at the same time one should not lose everything for a truck that is in the end.. disposable.

 

Your posting history is all over the place. You were trying to get back in last year. Now this week you said you were out 2 years and another said 3.5. Last year You said you never filed your 2017 return. Is this mess your in tied to that situation?

 

just ignore the 1099 and flip flops on the dash

 

I think you should be looking for a way to get square with IRS before you start looking for fast cash. IRS will often take into consideration why you haven't filed and set up a payment program for you. The longer you wait the worse it could possibly be.
Also, don't lie to them or attempt to conceal assets. They've seen all the tricks.
Don't lie to us either. We've seen a lot, done a lot, and probably even screwed up a time or two. If you're not straight with us we can't help you.