New CDL and getting insurance

Discussion in 'Questions From New Drivers' started by dztruck, Feb 22, 2017.

  1. dztruck

    dztruck Light Load Member

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    hi everyone, this is my very first post. Ive just made a life choice to go into trucking. I had a few friends who are O/O and ive decided to risk it and do it.

    So far ive completed truck driving school, went otr with my friend for 3 weeks to learn and see the life and i believe i can do it.

    I got my DOT and am ready to buy a truck and hit the road. Ive only had my CDl for 3 months.

    My concern right now is insurance as a few places have denied insuring me since i am a new driver. Ive already found a truck and have the down payment and about 20k set aside for emergencies.

    Do you guys know the best way or place to get insurance for a new cdl driver? Any information will help. I will probably be on this forum a lot to learn from you guys. Thanks in advance for all your help!

    -Don
     
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  3. dztruck

    dztruck Light Load Member

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    BTW im also located in Las Vegas NV and intend to run the regional. Mostly so cal/nor cal phoenix
     
  4. cke

    cke Road Train Member

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    Probably kinda tough getting insurance with you not having any experience in the trucking business
     
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  5. dztruck

    dztruck Light Load Member

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    Yeah progressive said they no longer insure anyone with less than a year. Ive got a few others getting me quotes as i type this. Just wondering if anyone here is doing the same thing or has done it in the past.
     
  6. cke

    cke Road Train Member

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    Probably should be a company driver for a year or two to make sure this the route you want to take. Then once you got experience you should be able to get insurance somewhere. Personally I wouldn't give you insurance either if all you did was ride with you buddy's for a couple weeks.
     
  7. flyerjon

    flyerjon Bobtail Member

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    not many out there however progressive maybe getting back into new drivers soon
     
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  8. Chinatown

    Chinatown Road Train Member

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    @Jeck
     
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  9. clausland

    clausland Road Train Member

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    Years ago you just bought a truck and started hauling....Before dereg it was mostly exempt out and trip lease back....Now, it's tough to break into it...You may need to lease on with a carrier for awhile and run under their numbers/insurance...Even some of them want experience first...Where are you based and what lanes are you looking at? If you want too run bad enough, you'll find a way..
     
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  10. Jeck

    Jeck Light Load Member

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    So maybe it would be smart to get some experience on someone else's bill. I just don't want to sign a contract, have a camera in my face or earn less if I can help it,
     
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  11. dztruck

    dztruck Light Load Member

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    Yes, ive actually been thinking about this for a long time. I finally got laid off from my office job and said screw it. Im 34 with 2 kids and own a house. But my wife makes decent money and she can pay all the bills with her job. This is my own venture and i will hate to be an old man and look back and say i never did it.

    Ive heard of guys being quoted 13k a year. Im fine with putting down 3-4k and paying monthly for my first year.
     
  12. Jeck

    Jeck Light Load Member

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    Omaha Nebraska. Have a friend who just bought his own. Pays the dispatcher for plates, insurance etc.
     
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