New CDL and getting insurance

Do any of yall know what federal filings are as it relates to insurance?

 

When we, an insurance company, make a FMCSA filing we are attesting to the FMCSA that we are providing coverage for all vehicles owned, operated or leased to the named insured.

 

Just got a quote back from Progressive for $26,000 and it has a higher downpayment so it looks like im going to end up going with my first quote.

 

Wow that's crazy. They were in the 12,000 to 15,000 range couple years ago. Who was your first quote?

 

I just went here: https://www.progressivecommercial.com/

filled in the information and it came back with 9476.00 for the year. me as the driver (currently working on my cdl)

i seriously doubt i can actually end up with this rate

 

definitely not although your state may be cheaper or something. it added a couple thousand when i added my new DOT#, and you have to make sure you bump your coverage to $1m and not 750k. What kind of truck did you put in the quote?

 

Yea definitely gone up!! The first quote was HomeState but i got the quote through a Nationwide agent

 

i put a 2014 mack valued at 45000 and a 2010 great dane valued at 10000. I did put the $1mm coverage.

 

Dang that's pretty good! It shouldnt be that far off. Did you put you had a CDL or no CDL?

 

I just talked to my process agent and told her what my quote was and her jaw about hit the floor. I'm sure she just hadn't dealt with a new driver in a long time though. She said she will make some calls for me but I don't it will get too much better.